Write Down Your Daily Expenditures for One Month
Go to the dollar store and buy a small spiral flip notebook to stick
in your car, your pocket, your purse, or your backpack. Keep it handy!
down every single penny you spend every day for one month. If you put a quarter
in a parking meter, write it down. If you run through the fast food drive-through,
write it down. If you pay your cell phone bill, write it down. Write down
absolutely everything you spend every day for one month straight.
most people, this exercise is a real eye opener. Your true spending habits
will be revealed, and you may be motivated to change some of your behaviors
and stick more closely to decisions and choices that support your values and
Once you have recorded your expenditures for a
month, go back to your Monthly Expense Form and make the appropriate adjustments
based on what you now know and the changes you are motivated to make.