3. Know Your Responsibilities

What is Satisfactory Academic Progress?

Satisfactory Academic Progress (SAP) is the academic standard, as defined by your college or university, that you must maintain to remain eligible for federal student aid. These requirements are designed to ensure you're making steady progress toward completing your certificate, diploma, or degree.

The Three Components of SAP

Grade Point Average (GPA) You must maintain a minimum cumulative GPA to stay eligible for financial aid. The exact requirement varies by institution.
Completion Rate You must successfully complete a certain percentage of all courses you attempt. The minimum percentage varies by school.
Maximum Timeframe You must finish your program within a set time limit, no more than 150% of the published program length (for example, a four-year degree must be completed within six years).

Important Notes

  • School-specific rules: Each college sets its own SAP standards. Check your school's website, financial aid materials, or student handbook to learn the exact requirements.
  • Know the expectations: Understand the standards before you accept your financial aid offer. Don't wait until you're at risk of losing aid to ask questions.
  • High school courses: College-level courses you completed while in high school will count toward SAP calculations for GPA, completion rate, and maximum timeframe once you enroll in college.
Tip: Staying informed about your SAP status can help you avoid losing financial aid unexpectedly - and may give you time to get back on track if you fall short.