Non-need-based aid is provided to students when the financial aid formulas indicate the student or family should be able to afford an education using their own funds. Such aid often comes in the form of unsubsidized loans, which means the federal government does not pay the interest for you. Students with financial need may also rely on this kind of aid. Most federal and state aid still requires a determination of financial need (using the FAFSA) before approving non-need-based aid.

Don't forget about other opportunities for funding that don't require a determination of your financial need. These could include scholarships opportunities and work-study programs.